Welcome
Buying your first home or refinancing for home improvements/debt consolidation?
Look no further.
Call or email Mike Pacey today for a no-obligation consultation regarding any financing questions you might have.
Get in Touch
Current Rates
Searching for the best rate? Look no further. With access to over 25 lenders, I have some of the best available rates on the market. Check out my current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
4.55%
Current prime rate is
5.20%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 7.49%
- $730.93
- $25.28
-
- 1 Year
- 7.74%
- $746.69
- 5.24%
- $595.34
- $151.35
-
- 2 Years
- 7.34%
- $721.53
- 5.19%
- $592.47
- $129.06
-
- 3 Years
- 6.94%
- $696.72
- 4.44%
- $550.14
- $146.57
-
- 4 Years
- 6.74%
- $684.44
- 4.54%
- $555.70
- $128.74
-
- 5 Years
- 6.79%
- $687.50
- 4.29%
- $541.86
- $145.64
-
- 7 Years
- 7.10%
- $706.60
- 5.35%
- $601.69
- $104.91
-
- 10 Years
- 7.25%
- $715.92
- 5.75%
- $625.02
- $90.90
Calculators
I’m always happy to calculate carrying costs for my clients but if you prefer to take the initiative, my Interactive Mortgage Calculators will allow you to explore your Mortgage options quickly and efficiently.
Use NowHow to Apply
Rest assured that completing an application through my website is encrypted securely. Once you’ve completed the application, I will be in contact with you shortly to discuss and review your application.
Apply NowThank you for visiting my page.
Welcome and thank you for visiting my page!
As an ex-banker with close to ten years of experience in the industry, my goal continues to provide the best service and find the best mortgage product for my clients. Often people are used to dealing with their own bank to discuss their mortgage options. Meanwhile, you tend to be limited with options when you work with your bank as they only offer their products. With access to over 25 lenders, I can help you navigate through different lenders, products and rates in order to find the best fit for YOU!
Whether you have good or bad credit, whether you are salaried or self-employed, let me help you find the best solution that will best fit your needs.
The cost of my services are free as we are paid directly by the lender. As part of my service to you, I cover the cost of appraisal in each funded mortgage.
Whether you are purchasing, refinancing or renewing your mortgage, let me be the first you contact in order to explore your options today.
Yours,
Mike Pacey
647-981-0107
mpacey@dominionlending.ca
A LITTLE ABOUT ME:
I've lived in the Beaches/Birchcliff area whole life and the area continues to be home for me. My wife and kids are the most important part of my life. You'll often find me either at sport or local community events for the kids. Go Jays Go!
Videos
DLC - Self Employed Mortgage Solution
DLC Mortgage Life Insurance Explained
DLC- Understanding Your Credit Report
DLC - Fixed VS Variable Rates
Request a Call Back
Let us call you back when it's convenient for you!
Thanks for contacting us! We will get in touch with you shortly.
Keep up to date with the latest mortgage news
Sign up to our newsletter
Thanks for contacting us! We will get in touch with you shortly.
Free Mortgage Review
Find out how much your home is worth.
Thanks for contacting us! We will get in touch with you shortly.